What You Should Know About Life Insurance for Seniors

Paying for auto insurance is hardly a one-and-done deal. There are lots of factors that contribute to determining car insurance rates, including how much you'll be paying for your insurance premium. If you're unsure why you're paying the price you're paying for your premium, check out the list of factors that determine car insurance premiums below.

1. Annual Mileage and Vehicle Usage

Statistics show that the more you drive your car, the more likely you are to get in an accident. If you're driving long distances on a regular basis, you'll likely be looking at higher insurance premiums.

The type and amount of coverage you choose will affect your insurance premium. If you chose full coverage car insurance or opt for higher coverage levels than are required in your state, you can expect a higher insurance premium.

2. Your Marital Status

You may cry sexism for this contrast in insurance premiums, but numbers don't lie. Because men are more likely to end up in an auto accident than women, men can expect to pay a higher insurance premium than their female counterparts.

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